Atavec

Loan Repayment Schedule Generator

A schedule your borrower will actually understand.

Enter the loan terms, watch the full schedule compute live, then share a link or export a PDF. No spreadsheet gymnastics, no account required.

No account. No card. Free to try.

Live calculation
18% · 12 months

Drag to see it recompute

₦750,000.00

Monthly payment

₦68,759.99

Total interest

₦75,119.94

Flat or reducing balance

Three flat-interest conventions supported, since 'flat' means different things at different institutions — pick the one your lender actually uses.

Balloon & moratorium

Grace periods, interest-only stretches, and deferred final payments — the terms real loans actually have.

A link your borrower understands

No spreadsheet, no login. A clean page showing exactly what's due and when, updated automatically.

PDF and Excel export

Branded, printable schedules, or an editable spreadsheet with live formulas — not just static numbers.

Common questions

No sign-up. Just try it.

You'll have a real, shareable schedule in under a minute.

Get started