Atavec

Loan schedules. Investor returns. Computed correctly, shared instantly.

The numbers your
borrowers and investors
actually trust.

Two tools built for lenders who make these calculations all day — and for the people on the other end who deserve to see exactly where their numbers come from.

No account. No card. Free to try, right now.

Live calculation
18% · 12 months

Drag to see it recompute

₦750,000.00

Monthly payment

₦68,759.99

Total interest

₦75,119.94

No account

ever required

3

flat-interest conventions supported

< 1 min

from terms to shareable link

Open math

every formula, verifiable

The toolbox

Two tools. Built for the moment you actually need them.

The process

Three steps. No detours.

01

Enter the terms

Amount, rate, term, frequency — whatever the loan or investment actually looks like.

02

Watch it compute

The schedule or projection updates as you type. No submit button, no waiting.

03

Share or export

A live link, a branded PDF, or an editable spreadsheet — whichever fits the moment.

Built for the way real lending businesses actually work

Microfinance institutions

Daily repayment schedules, at volume

SME & asset lenders

Balloon payments, moratorium terms

Angel & syndicate investors

Live projections, in the pitch

Cooperative & thrift societies

Simple, transparent member returns

More tools, on the way

The toolbox is just getting started.

Collections TrackerPortfolio DashboardLoan Application Intake

No sign-up. Just try it.

You'll have a real, shareable schedule in under a minute.

Get started